As the microfinance sector has evolved, commercially viable operations have expanded, and the dominant flow of capital to microfinance has moved from donor to investor sources. Where once foundations and public institutions were primary funders, an increasing number of capital-hungry microfinance institutions has attracted a broad range of private investors.

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Recent research shows that basic education in the developing world can be a fee-for-service industry. In this model, families are considered clients rather than the beneficiaries of charity. The local market-based, entrepreneur-led approach puts an emphasis on quality, efficiency, and performance, creating excellence where none has previously existed.

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Microfinance education is a primary goal of Gray Matters Capital Foundation. Much has been accomplished in the graduate and post-graduate arena, and there are strong training and development opportunities for those already active in the sector. A significant education need is recognized in the area of the undergraduate population, however.

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